The swaybar doesn't have much to do with handling heavy loads. It basically hooks he left and right sides together, limiting flex and body roll. If you do no high speed running, it would not have any adverse effects. A couple of weeks ago was the first time I really ran at WOT, kinda racing a buddy on his Rhino on a dirt road. The body roll was noticable but not "white knuckle" by any means. I just had to adjust my driving style. I was still drifting it around the turns. I agree that disconnects would be sweet. I had some on a Jeep, and I have some on my fullsize Blazer now. Removing the swaybar make a very noticable difference in flex on the Rhino, although it will still lift a tire here and there in the real rough stuff. I also yanked it off of my Grizzly shortly after I bought it and rode it for 6 years with no bad experiences. Hope this helps... :D